| The First Bridging Borders MeetingTogether with our member, France FinTech, EDFA organised the inaugural Bridging Borders initiative to foster dialogue between fintechs and European supervisors and strengthen cooperation toward a more harmonised regulatory framework. This first edition took place in Paris, marks a concrete step in building trust and cross-border collaboration. 👉 Read more here Fintech Café - December 2025
On December 1st, EDFA hosted the latest Fintech Café d’Europe, an informal online gathering of fintech associations from across Europe. The December edition focused on how associations and finance hubs support their members in exploring new markets abroad. The next session will take place on 6 January. 👉Read more here 📅 Register once to join all sessions via Zoom
NEW: EDFA regulatory monitoring reports EDFA launched a regulatory monitoring reports service, providing structured updates on key EU digital finance regulatory developments. The service is designed to support national ecosystems by helping fintechs and stakeholders follow legislative progress and assess regulatory impacts at EU level. Contact your local EDFA member association for further information and access. EDFA AI Working Group Paper:
AI Risk Taxonomy for Fintech Services
The EU AI Act introduces a principle-based, risk taxonomy for AI systems, creating new challenges for fintechs seeking legal certainty in classifying their business models. To support this, EDFA has developed the first mapping of fintech activities to AI risk categories, prepared by the AI, Digital and Data Security Working Group. 👉 Access EDFA's AI Risk Taxonomy EDFA Ambitions 2026-2028 We have officially launched a series of dedicated meetings with our members to shape EDFA’s 2026–2028 Ambitions. These focused discussions are designed to gather insights, share expertise, and collectively define priorities for the next strategic cycle. By engaging directly with our community, we aim to ensure that EDFA’s direction reflects the needs of the sector and strengthens our collective voice in Europe.
EDFA at SupTech Week 2025 We are pleased to share that Karsten Wenzlaff and Jeremy Sulzbacher joined the roundtable “AI Governance & Safe AI in Europe” at SupTech Week 2025, organised by Cambridge SupTech Lab in collaboration with the World Economic Forum.
👉Read more here and watch the discussion |
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Commission publishing its Digital Package
The European Commission has published its Digital Package to simplify EU digital rules and support innovation. The package includes three key initiatives and is expected to save €5 billion in administrative costs by 2029, with potential annual gains of up to €150 billion from easier cross-border operations. Digital Omnibus: Proposes targeted amendments to the AI Act, simplifies cybersecurity reporting under NIS2, GDPR, and DORA, improves data access, and eases requirements for SMEs, with estimated annual savings of up to €225 million. It also foresees harmonised GDPR practices, including modernised cookie consent rules.
European Business Wallet: A new digital tool allowing companies to sign, store, and exchange verified documents and communicate securely with public authorities across Member States, reducing administrative burdens and supporting cross-border scaling.
Data Union Strategy: Aims to improve business access to data by expanding data-sharing mechanisms and strengthening EU data sovereignty, including safeguards for EU data used abroad.
The package now moves to the European Parliament and Council, with legislative discussions expected to continue throughout the coming year.
Commission simplifies transparency rules for sustainable financial products
The European Commission has released a proposal amending the Sustainable Finance Reporting framework, aimed at simplifying transparency and reporting requirements for sustainable financial products. The changes primarily affect banks, insurers, and investment advisers, but fintechs may also fall within scope depending on size thresholds, staffing levels, and licensing regimes, including MiFID activities. The revised framework is particularly relevant for digital finance actors as it simplifies reporting obligations and data assessment requirements, potentially reducing compliance complexity while maintaining transparency objectives.
👉 Read the Commission’s announcement DLT Pilot Framework and MiCAR Amendments The European Commission has published updates to the DLT Pilot Framework and MiCAR. EDFA will address these developments through several upcoming sessions: - Fintech Café – 6 January 2026
- Crowdfunding Working Group – 7 January 2026
- Blockchain Working Group – January 2026
- Open Finance Working Group – 18 December 2025
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Is your association a member of EDFA? Join our working groups to contribute to key policy discussions and ensure your voice is heard at the European level. 👉 Register here
Working Group HighlightsEDFA’s working groups continue to bring together experts and members from across Europe to discuss key developments shaping the future of digital finance. AI Working Group: Progressing on the Fintech Services Taxonomy and implementation of the AI Act, with a focus on agentic AI and practical applications in the sector. Open Finance Working Group: Members share current initiatives and challenges, work on an EU directory of PSD2-compliant access points, as well as updates on the PSD3/PSR trialogue results. Blockchain & Crypto Working Group: Discussed developments on the DLT Pilot Regime, MiCAR, and the Digital Euro, gathering members’ positions ahead of upcoming consultations. ECSP Working Group: In addition to the internal sessions planned for 2026, a series of external meetings will also take place. The first external meeting is scheduled for 4 February 2026 and will focus on Platform Reporting, LEI Numbers, and Investor Education Best Practices.
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🇫🇷 France FinTech updates its FIDA position paper
France FinTech has published an updated version of its position paper on the Financial Data Access (FIDA) Regulation, reflecting recent developments in the trilogue negotiations and outlining recommendations to support the competitiveness of the European Open Finance ecosystem. 👉 Read the updated position paper |
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Frankfurt Digital Finance 2026 - Frankfurt, 11-12 February
The conference addresses the most pressing opportunities and challenges in digital finance, including digital money and assets, DeFi and tokenization, AI and quantum technology, open finance, payments, and regulation (FiDA, MiCAR, DORA). Gain insights from industry leaders, policymakers, and innovators shaping the future of finance.
🔗 Learn more Baltic Payment Forum 2026 – Vilnius, 3 March
Join global payments leaders to discuss innovation, regulation, and cross-border growth.
EDFA members receive a special discount via their national associations.
🔗 Learn more FinTech R:Evolution 2026 – Paris, 1 April Save the date: FinTech R:Evolution returns for its 11th edition on 1 April 2026. 🔗 Learn more International Conference for Alternative Finance Research 2026 – Malaga, 10–12 April
The leading global forum on crowdfunding, digital lending, and alternative finance.
🔗 Learn more AI Everything Abu Dhabi - May 11, 2026 The event will bring together innovators, policy-makers, investors, and industry leaders to explore cutting-edge AI technologies, pioneering research, and industry-ready solutions across multiple sectors. With conferences, workshops, investor–startup matchmaking, and networking opportunities, it will be a key platform to connect and collaborate on the future of AI. 🔗 Learn more |
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