What We’re Working on at EDFA?

New Website Launched 
We’re excited to announce that the new EDFA website is now live! The refreshed platform features a cleaner design and improved navigation, making it easier to stay connected with everything happening at EDFA.
We’re still adding new content and features, so it’s worth checking back to see what’s new.

👉 Explore the new website



Meeting with DG FISMA
Earlier this month, EDFA’s newly elected Board met with Mattias Levin, Acting Head of Unit at DG FISMA. The meeting provided an opportunity to align on key EU priorities in digital finance and to present EDFA’s strategic focus areas for the coming year, reinforcing our commitment to contributing to a strong, competitive, and future-ready financial ecosystem in Europe.

👉 Check out our post on LinkedIn!



Fintech Visits to DG FISMA
This month, our Fintech Visits programme will spotlight the Italian fintech ecosystem. To be presented by ItaliaFintech and standout companies from the Italian market. These monthly visits continue to be a vital part of EDFA’s engagement with EU policymakers, promoting cross-border dialogue and showcasing Europe’s fintech diversity.



EDFA Working Groups
EDFA Working Groups continue to drive our policy and regulatory priorities forward. Recent activity includes coordinated responses to major EU consultations, including the Capital Markets Integration Consultation, and monitoring the latest developments in the FIDA, PSD3, and PSR legislative processes. See the full Working Group section below.



Next EDFA Gathering in Paris

Our Q2 Supervisory Board Meeting will take place in Paris in May, held alongside FinTech R:Evolution — one of Europe’s most prominent digital finance events, hosted by France Fintech. It will be a great moment for in-person collaboration, strategic discussion, and community building.

EDFA Working Groups and Public Affairs

EDFA Working Groups

Want to contribute to the heart of EDFA’s policy and regulatory work?
Visit the Working Groups info page to learn more and join a group.



Capital Markets Integration Consultation

The European Commission has launched a targeted consultation on capital markets integration as part of its new Savings and Investments Union (SIU) strategy, a key step in enhancing how the EU channels savings into productive investments.

This initiative presents a rare opportunity for stakeholders to shape policies that will directly impact digital finance and fintech, from digital payments to lending and beyond.

EDFA is currently working with its network to prepare a coordinated response and ensure that the voice of the digital finance ecosystem is well-represented.

Stay tuned for more updates as we engage in this process.
🔗 Read more about the consultation



FIDA, PSD3 & PSR Legislative Updates

The Financial Data Access (FIDA) regulation has entered the trilogue phase. The first meeting took place on 1 April 2025, where the Commission agreed to present a non-paper within four weeks in response to stakeholder concerns about overregulation. Further negotiations have been temporarily suspended until the co-legislators have reviewed the proposed simplifications.

The PSD3 and PSR legislative package is also advancing. The European Parliament has already adopted its position through a plenary vote. The Council of the EU is still finalising its position. On 4 April 2025, the Council's Working Party on Financial Services and Banking Union met to examine the texts at a technical level. This will inform the Council’s general approach before trilogue negotiations begin.

ECSP-R Working Group Update

The ECSP-R Working Group has finalised the draft of its position paper, which will be shared with members ahead of the upcoming EDFA Supervisory Board meeting.

The paper outlines a vision for achieving a €10-trillion crowdfunding industry, provides an evaluation of the ECSP-R framework in line with Article 45, and includes a country-by-country analysis of implementation. Contributions were received from Belgium, Bulgaria, Estonia, France, Finland, Germany, Hungary, Italy, Latvia, Lithuania, Malta, Poland, Spain, and Sweden.