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Financial Literacy 

Financial Literacy

Good Afternoon,

Establishing and building good credit can help you purchase a home, take out a car loan, and borrow money in an emergency. Credit Cards are one way to build credit, but potential cardholders should review the terms and conditions carefully before applying, and have a plan in place for using and paying off the balance. Today we've provided information about building credit and understanding Credit Cards. 

We hope you find these resources helpful!

Building Credit

Understanding what credit is and how your credit score can be improved is a crucial step toward reaching your financial goals. Your credit score is a measure of factors that may affect your ability to repay credit. It's a complex formula that takes into account how you've repaid previous loans, any outstanding debt, and other financial history. Click Here to Read More...

How to Start Building Credit from Scratch
Build Credit & Improve Your Credit Score

Credit Card Basics

Credit cards provide security, convenience, and even rewards based on spending. However, if cardholders don’t manage their cards carefully, they may find themselves facing unwanted consequences like a poor credit score or hidden fees. Click Here to Read More...

Stay safe and be well,

Amber Rosewood

Cowlitz Community Network
360-442-7089 | 360-430-2991

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